EMI with 0% interest and 0 down payment

Interest-free, instant EMI option is an easy and convenient way to pay your programme fee


  • 0% interest

  • 0 down payment

  • Instant approvals

  • Easy & Secure online process using Aadhaar and PAN number

  • Anyone with an Indian account can apply

  • Pay fee in interest-free installments of INR 16,000 p.m.


How to Apply for EMI Option:
  • The facility to pay fee through EMIs is currently available to Indian Nationals only.

  • To apply for EMI option, applicants need to have:

  • PAN Card, Address Proof (Aadhar/Passport/Driving Licence)

  • Bank account in any Indian Bank


Please follow the steps below to apply of EMI option:
  •  On receipt of the Admission Offer Letter, you will be provided with 2 payment options: 'Pay on your own', OR 'Pay using EMI option'

  • If you choose 'Pay using EMI option', the system will connect you to Propelld platform who have partnered with BITS Pilani to offer EMI facility to applicants at 0% interest and 0 downpayment with instant approvals.

  • On the Propelld portal, you will see a form to apply for the EMI option which will have part of your course prefilled.

  • You will then be asked to login & complete basic information, KYC details and provide bank details.

  • If approved, then Propelld will send a mail asking you to complete the remaining steps of agreement, E-mandate , video verification and payment of the one time processing fees.


EMI Payment Plan
  • On approval of the EMI facility, applicants need to pay Rs. 175+GST towards one time processing fees of the loan.

  • 5 EMIs will be payable on a monthly basis.

  • The following payment schedule will apply to new admissions:

  Month 0 Month 1 Month 2 Month 3 Month 4 Month 5
Processing Fee 207(incl. taxes) - - - - -
Instalment - INR 16,000 INR 16,000 INR 16,000 INR 16,000 INR 16,000
Total (incl.taxes) INR INR 207 INR 16,000 INR 16,000 INR 16,000 INR 16,000 INR 16,000

* For detailed programme fee structure, please refer to the brochure, or the programme page on the website.


Please Note
  • All loans are subject to approval by Propelld