EMI option with 0% Interest

Interest-free, instant EMI option is an easy and convenient way to pay your programme fee


  • 0% interest

  • Instant online approval in seconds

  • Easy & Secure online process using Aadhaar and PAN number

  • Anyone with a Salary Account or self-employed can apply

  • Special interest rate for BITS Pilani WILP applicants

  • Pay fee in interest-free installments of INR 12,870 p.m. for the First Semester


How to Apply for EMI Option:
  • The facility to pay fee through EMIs is currently available to Indian Nationals only.

  • To apply for EMI option, applicants need to have:

    • Aadhaar Card, PAN Card
    • Salary crediting bank statement (E-statement or passbook) for Salaried and Bank Statement with transaction for Self Employed (E-statement or passbook)


Please follow the steps below to apply of EMI option:
  • Submit completed application to the programme of your choice (For application instructions and programme fee structure, please refer to the programme brochure or the programme page on the website)

  • On receipt of the Admission Offer Letter, you will be provided with 2 payment options: 'Pay on your own', OR 'Pay using EMI option'

  • If you choose 'Pay using EMI option', the system will connect you to Propelld platform who have partnered with BITS Pilani to offer EMI facility to applicants at 0% interest and instant approval process.

  • The platform will show you course and loan details.

  • You will then be asked to fill basic details like date of birth, occupation and current address after which you will be redirected to the Aadhar authentication website for OTP verification.

  • After online verification you will be redirected to Propelld

  • Next, you will be asked to upload the bank statement

  • You will then be asked to provide name of bank statement, which has your Salary Account for salaried or the one with transaction for self employed

  • If approved, then Propelld will send a mail asking you to complete the remaining steps of agreement, E-mandate , video verification and payment of the down payment


EMI Payment Plan for Semester 1
  • On approval of the EMI facility, applicants need to deposit 10% of the fee payable (Admission Fee + Semester Fee) as down payment to Propelld

  • 5 EMIs will be payable on a monthly basis.

  • The following payment schedule will apply to new admissions:

EMI Plan for Semester 1 (Fees - INR 71,500)
  Payments Installments
Day 0 Down Payment 7,150
Month1 EMI-1 12,870
Month2 EMI-2 12,870
Month3 EMI-3 12,870
Month4 EMI-4 12,870
Month5 EMI-5 12,870
  Total Paid 71,500

* For detailed programme fee structure, please refer to the brochure, or the programme page on the website.

Please Note
  • All loans are subject to approval by Propelld