EMI with 0% interest and 0 down payment


  • 0% interest

  • 0 down payment

  • Instant online approval in minutes

  • Pay in 5 easy Installments

  • Easy & Secure online process using Aadhar and PAN number

  • Anyone with an Indian Bank Account can apply

  • Pay fee in interest-free installments of INR 16,650 p.m.


How to Apply for EMI Option:
  • To apply for EMI option, applicants need to have:

  • PAN Card, Address Proof (Aadhar/Passport/Driving Licence)

  • Bank account in any Indian Bank


Note : Instant KYC can be done online which does not require physical PAN and Address proof. It is not mandatory that the mobile number should be linked with Aadhar(any number can be used)

Please follow the steps below to apply of EMI option:
  • On receipt of the Admission Offer Letter, you will be provided with 3 payment options: "Pay using FinTech EMI', OR 'Direct Payment option' OR ‘Payment Gateway”

  • If you choose 'Pay using FinTech EMI option', the system will connect you to Propelld platform whohave partnered with BITS Pilani to offer EMI facility to applicants at 0% interest without any down payment and instant approval process.

  • On the Propelld portal, you will see a form to apply for the EMI option which will have part of your course prefilled.

  • You will then be asked to login & complete basic information, KYC details and provide bank details.

  • On approval, you need to complete the remaining steps of agreement, E-mandate , video verification and payment of the one time processing fees(Rs. 175+GST)


EMI Payment Plan
  • On approval of the EMI facility, applicants need to pay Rs. 175+GST towards one time processing fees of the loan.

  • 5 EMIs will be payable on a monthly basis.

  • The following payment schedule will apply to new admissions:

  Month 0 Month 1 Month 2 Month 3 Month 4 Month 5
Processing Fee 207(incl. taxes) - - - - -
Instalment - INR 16,650 INR 16,650 INR 16,650 INR 16,650 INR 16,650
Total (incl.taxes) INR INR 207 INR 16,650 INR 16,650 INR 16,650 INR 16,650 INR 16,650

* For detailed programme fee structure, please refer to the brochure, or the programme page on the website.


Please Note
  • All loans are subject to approval by Propelld