Easy Monthly Payment Option with 0% Interest and 0 Down payment

Zero-cost Easy & Monthly Payment option is an affordable & convenient way to pay your programme fee. BITS Pilani WILP is pleased to announce that you now have an option to convert your program fees in up to 5 EMIs/monthly installments.

  • NO extra cost

  • NO Down-payment

  • NO Processing Fee

  • NO Collaterals

  • Instant Approvals

  • Easy & Secure online process using PAN number

  • Anyone with an Indian account can apply

Please follow the steps below to apply of EMI option:
  • On receipt of the Admission Offer Letter, you will be provided with 2 payment options:'Pay on your own', OR 'Pay using EMI option'

  • If you choose 'Pay using EMI option', the system will connect you to GrayQuest platform to offer this No-Cost EMI facility with 0 Down-payment and with instant approvals.

  • Submit your EMI application form which will have part of your course pre-filled (You will be asked to complete basic information, Residence & employment details)

  • Upon approval, GrayQuest Team will coordinate with learners to complete the post approval steps i.e. KYC, Agreement, Selfie and E-mandate.

Please Note

The sign up process for EMI is completely digital, paperless and can be completed online. No collateral/security is required to register for the EMI payment option. The grant of this facility is subject to credit eligibility from GrayQuest


EMI Payment Plan
  • 5 EMIs will be payable on a monthly basis

  • The following payment schedule will apply to new admissions:



S.No. Month EMI
1 1 0
2 2 16000
3 3 16000
4 4 16000
5 5 16000
6 6 16000
Total 5 month 80000

Please note: All loans are subject to approval by GrayQuest.