EMI Option with 0% interest

Interest-free, instant EMI option is an easy and convenient way to pay your programme fee


  • 0% interest

  • Instant online approval in seconds

  • No Credit Cards/ CIBIL score required

  • Easy & Secure online process using Aadhaar and PAN number

  • Anyone with a Salary Account with Netbanking can apply

  • Pay fee in interest-free installments of INR 18,000 p.m.


How to Apply for EMI Option:
  • The facility to pay fee through EMIs is currently available to Indian Nationals only.

  • To apply for EMI option, applicants need to have:

    • Aadhaar Card, PAN Card, and a mobile number linked to the Aadhaar Card
    • Salary Account with a bank, along with Net banking access.


Please follow the steps below to apply of EMI option:
  • Submit completed application to the programme of your choice (For application instructions and programme fee structure, please refer to the programme brochure or the programme page on the website)

  • On receipt of the Admission Offer Letter, you will be provided with 2 payment options: 'Pay on your own', OR 'Pay using EMI option'

  • If you choose 'Pay using EMI option', the system will connect you to 'Eduvanz' platform who have partnered with BITS Pilani to offer EMI facility to applicants at 0% interest and instant approval process.

  • The platform will prompt you to enter your Aadhaar Card Number. You will then be redirected to the Aadhaar authentication website for OTP verification.

  • Upon OTP verification, you will be prompted to enter your PAN number and confirm your Permanent and Current address.

  • Next, you will be asked to provide name of your Employer, monthly income and estimated monthly expenses.

  • You will then be asked to provide name of bank, which has your Salary Account.

  • The system will then auto-redirect you to your bank’s Netbanking login page, and prompt you to login to your Salary Account and enter the IFSC code. This will trigger an automated background verification process, which generally takes only a few seconds to complete and give the approval status.

  • If approved, the system will then ask your permission to deduct EMIs from your salary account.


EMI Payment Plan
  • On approval of the EMI facility, applicants need to deposit 10% of the remainder programme fee payable as down payment, and the Processing Fee as first month payment to Eduvanz.

  • 11 EMIs will be payable on a monthly basis.

  • The following payment schedule will apply to new admissions:

  Month 0 Month 1 - 11
Down Payment INR 22,000 -
Instalment - INR 18,000
Total (incl.taxes) INR 22,000 INR 18,000

* For detailed programme fee structure, please refer to the brochure, or the programme page on the website.

Please Note
  • All loans are subject to approval by Eduvanz.